ICICI Home Finance Company Limited (ICICI HFC) is a Housing Finance Company regulated by Reserve Bank of India (RBI) and is a wholly-owned subsidiary of ICICI Bank Ltd.A part of the 65-year old ICICI Group, the vision of ICICI Home Finance is to make the dream of owning a new home come true, for millions of Indians. The primary business of the company is to provide a range of home loans and home improvement loans, office premises loans, home equity loans, loan against property to customers and construction finance to developers. It also offers services related to these loans like home and commercial property search in select cities.Taking the vision of the Government’s ‘Housing for All’ initiative, ICICI Home Finance also offers home loans under the Pradhan Mantri Awas Yojana. The company recently introduced a gold loan product in select cities. Fixed Deposit issued by ICICI Housing Finance company is rated FAAA/Stable by CRISIL, MAAA/Stable by ICRA and AAA/Stable by CARE